Category Archives: Credit 101

Identity Theft has emerged as a major threat to consumers in 2023

Submitted By Chester “Skip” Schaufel for Ledger Dispatch Mar 27, 2023 Updated Apr 26, 2023 For more than a decade, identity theft has been a growing threat to consumers. In 2022, it topped the Federal Trade Commission’s (FTC) top 10 list of scams victimizing consumers for a second consecutive year. Last year alone the annual…

Tips on rebuilding your credit: Learn how to help Rebuild your Credit Score.

Article January 11, 2022 Money Management from Capital One: If you’re working to rebuild your credit, you’re not alone. According to the Consumer Financial Protection Bureau, nearly 1 in 4 adults with a credit score in the U.S. have what’s considered a poor credit score. This generally means a score of 580 or below. The…